Demand isn't your constraint. Credit is.
Get paid in days. Give your partners the flexibility to buy in months. WeFi purchases the receivable, manages the credit exposure and runs the programme, so growth stops competing with working capital.
Growth opportunities are lost long before the sale is won.
Demand may be strong, but growth often slows for reasons that have nothing to do with customers. Partners reach their credit limits. Payment terms become a negotiation. Finance teams grow cautious as exposure grows, while sales teams watch opportunities move into the next quarter or disappear altogether.
Capital becomes constrained
As sales increase, more working capital becomes tied up in receivables, reducing financial flexibility.
Credit exposure grows
Every extension of payment terms increases balance sheet exposure and concentrates risk.
Sales momentum slows
Partners with insufficient purchasing power delay orders, limiting revenue growth despite market demand.
Finance your channel. Accelerate your growth.
Rather than funding channel growth from your own balance sheet, WeFi purchases the receivable, manages the associated credit exposure and provides a scalable financing programme that supports both supplier and partner objectives.
Partner places an order
Orders are submitted through normal commercial channels while IZZI performs real-time credit assessment.
Products are shipped
Existing fulfilment and invoicing processes remain unchanged.
WeFi pays you
Approved invoices are settled quickly, improving cash flow and reducing Days Sales Outstanding.
Partners get extended terms
Resellers purchase on agreed commercial payment terms while WeFi manages the financing programme.
Continuous visibility
Track utilisation, partner performance and funding activity through IZZI's real-time dashboards and reporting.
Every transaction strengthens future decisions.
Every transaction is managed through IZZI, WeFi's Intelligent Finance Platform. Real-time credit assessment, automated programme management and continuous utilisation monitoring provide greater visibility, faster decisions and a better experience for every participant in the channel ecosystem.
Built for organisations focused on growth.
Channel Finance creates value across every function involved in driving commercial performance, removing unnecessary friction from the sales cycle.
Support growth without increasing balance sheet pressure.
Improve liquidity, reduce receivables exposure and strengthen capital efficiency.
- Accelerated cash conversion
- Diversified funding network
- Improved balance sheet efficiency
- Comprehensive programme reporting
Remove financial barriers to growth.
Help partners purchase more, close larger opportunities and shorten sales cycles.
- Higher partner purchasing capacity
- Faster credit decisions
- Greater deal velocity
- Improved channel engagement
Strengthen your entire partner ecosystem.
Support reseller growth while improving your own cash flow and funding pressure.
- Earlier payment
- Extended reseller terms
- Simplified programme administration
- Multi-country programme support
Make faster, more informed credit decisions.
Intelligent underwriting, continuous monitoring and real-time analytics manage exposure proactively.
- AI-supported credit assessment
- Live portfolio monitoring
- Concentration risk management
- Greater visibility across the channel
Growth shouldn't stop at the point of purchase.
Discover
Understand your commercial objectives, channel structure and growth ambitions.
Design
Develop a tailored Channel Finance programme aligned to your partners, funding requirements and markets.
Grow
Launch, optimise and expand as your channel evolves, adding partners, geographies and financing capacity over time.
Asked and answered.
How is this different from a captive or in-house programme?
A captive keeps the receivables and the risk inside your group. WeFi takes receivables off the balance sheet through true-sale, funds programmes across multiple banks so there is no concentration risk and runs the whole lifecycle on a purpose-built platform. Programmes can also run alongside a captive, region by region.
Our bank already provides supply chain finance. Is this the same thing?
Different motion. Bank SCF is buyer-led: it works your payables. Channel finance is vendor-led: it works your receivables and your partners' capacity to buy. Most banks don't structure channel programmes. WeFi does, and banks plug into IZZI as funders.
What happens if a reseller defaults?
The receivable is sold to WeFi and our funder network and underwritten by AI at the point of order. You are insulated from partner default and you gain visibility into partner credit you didn't have before.
Do our fulfilment processes have to change?
No. Orders flow through your normal commercial channels and existing fulfilment and invoicing processes remain unchanged. IZZI works around your operation, not the other way round.
What size does a channel need to be?
Programmes are structured across every layer of exposure: resellers, distributors and integrators, multi-country and multi-currency. The working session includes indicative pricing against your actual channel, so the economics are visible before any commitment.
A working session is all it takes.
Arrange a working session with our specialists to explore how Channel Finance can help your organisation accelerate growth across its channel ecosystem.
Book a 60-minute working session